September 2019

Found 5 blog entries for September 2019.

How to Consider Home Heating OptionsPeople who have spent most of their lives relying on one heat source for their home might be surprised to learn that there are several options available. Some of these depend on climate and region, while others relate to the size and construction of the house. There are classic options like wood fireplaces and boilers, plus a few that represent the latest in heating technology. This information helps homeowners determine which heating options may be ideal for them.

1. Forced-Air Heating

Most homes in the United States use a forced-air heating system that relies on a furnace to generate warmth. Furnaces take an energy source, typically natural gas, heating oil, or electricity, and use it to produce heat. A blower inside the furnace circulates the

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What You Need To Know About ChimneysMany homeowners who have a home with a chimney don’t know the proper ways to take care of it or the kind of repairs it may need to have done one day. Chimneys often seem like they’re very low maintenance, and they can be if they aren’t used often. But for homeowners who like to have a fire burning during cold winter nights, learning more about chimneys can be very helpful. Here are four important things all homeowners should know about their chimneys and how to take care of them.

Hiring a Professional Chimney Sweep is Necessary

Many homeowners make the mistake of thinking they can clean their chimney on their own. However, this can lead to disastrous results, especially if the chimney has a lot of soot built up. Professional chimney sweeps have

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Indoor Air Quality Help for Homeowners: Tips to Breathe EasierIndoor air quality can influence your health and happiness while at home. Poor indoor air quality can exacerbate allergies, lead to respiratory infection, and may even lead to problems like chronic illnesses. There are many things you can do to measure, test and improve your indoor air quality. Here's what you need to know.

What Contributes to Poor Air Quality?

Many factors come into play when it comes to air quality. Everything from the HVAC system to the type of paint you use on your walls can affect what's in the air and how easy it is to breathe.

Moisture

Moisture contributes to the development of mold and mildew, which can have serious health effects. Sometimes mold is visible on paint and in carpeting, but other times, mold is hidden

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A Short Real Estate Terminology DictionaryUnderstanding real estate terminology may not make a home buyer as knowledgeable as a real estate agent, but it can help a buyer understand more about everything from their finances to the market. The process of buying a home is imprecise, and varies from block to block and week to week. This list doesn't cover all terms that a buyer may hear, but it's still a good cheat sheet to have on hand.

Amortization Formula

This formula refers to the total amount the buyer will pay for their loan (as opposed to the total cost of the home). So if a buyer uses their loan to help pay for closing costs, the amount they tack onto the cost of the home will be calculated (plus interest). Homeowners with adjustable interest rates can still use the amortization

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5 Things to Know About Real Estate ClosingClosing on a real estate purchase may seem like one simple aspect of the larger process of home buying. However, closing usually requires several steps that may take weeks to complete. Buyers need to understand each part of closing and the general timelines in which they should expect to finish each one. They also need to know the primary actors involved in the closing process. With this information, buyers will know what to expect from the closing process, and what they must do to reach the end.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

1. Financing

For many people, mortgage financing and the mortgage approval process are the biggest hurdles to

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