November 2018

Found 4 blog entries for November 2018.

What You Should Know Before Constructing a Home AdditionHomeowners who aren't looking to move anytime soon or who want to increase the value of the Hermosa Beach property may consider a home addition as a way to add some extra character to their home. And there's no doubt that this is a certainly a fun project to think about. Residents picture what an extra bathroom would do for the wait times in the morning, or how they could use a sunroom to enjoy their evening glass of wine. However, there are a few questions to answer before accepting bids from contractors.

Analyze the Space

An addition should usually be considered as a last resort for homeowners. The more cost-effective alternative will always be to rearrange or upgrade the space a homeowner already has:

  • Is there a basement or garage
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How Debt-to-Income Ratio Affects Your Ability to Get A MortgageDebt-to-income ratio is an important factor to consider when trying to buy a home and obtaining a mortgage. A person's debt-to-income (DTI) ratio can affect their ability to qualify for a mortgage. People who have a high DTI may not be able to get a large mortgage, or may not be able to get a mortgage at all. Knowing the DTI threshold and what can be done to reduce the DTI ratio can help home buyers to get the home they want.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Debt-to-Income Ratio

Debt-to-income ratio is the amount that a home buyer makes every month versus the amount that they pay in debts every month. A buyer who wants to get a

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Should You Refurbish or Replace Your Cabinets?Refurbishing kitchen cabinets is a common practice among homeowners who are trying to improve their home's value without breaking the bank. New kitchen cabinets are a big attraction for home buyers, so this is a good project for homeowners who want to sell their property. This is also an excellent project for a homeowner who wants to upgrade their kitchen without getting involved in an extensive remodeling project.

When To Refurbish?

It's time to refurbish when the kitchen cabinets are starting to look their age, the kitchen is out of date or the cabinets have sustained cosmetic damage. Many homeowners decide to refurbish their cabinets when the cabinets have become scratched, stained, yellowed or are simply very dated.

Paint or Stain

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The Importance of Getting a Home SurveyWhen buying a home, it's important to consider whether to get a survey or not. Home surveys are a way to find out the details of the property lot or land, and diving beneath the surface to uncover potential problems before they crop up at a later date. Some states require surveys whenever a home or land is sold, while other states make a survey optional.

There are several types of surveys a home or property buyer could choose, depending on the age and condition of the home. However, they're all designed to specify the boundaries of a property and list any hazardous conditions on the property. Home buyers should learn more about surveys and why they might be a good idea for a home or land purchase.

Asking the Questions

A Palos Verdes home

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