February 2018

Found 4 blog entries for February 2018.

Improve the Safety of Your Home With These ImprovementsA home should be a safe place for everyone who lives there. Fortunately, there are a variety of home improvements that can make homes safer. With small changes to the inside and outside of a home, most homeowners can help keep members of their household safe.

Add Outdoor Lighting

Outdoor lighting does more than make a home attractive. The right type of lighting can prevent slips and falls, and can help keep the home secure.

  • Garden lighting can be used to illuminate pathways through the yard and along the driveway.
  • Motion-sensor lighting illuminates parts of the house near the front door, rear door and garage door.
  • Stairway lighting makes walkways up and down porch steps safer.

Some types of outdoor lighting, like garden

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Mold FAQ for HomeownersMold is a topic that can cause anxiety for homeowners. For new homeowners, knowing what mold looks like, where it comes from, and what can be done about it can help them take care of their property.

What Does Mold Look Like in the Home?

Mold in the home can be black, gray, green, brown or yellow. Often, it grows in round patches that cluster together on the walls, floors and ceilings. Mold is most commonly found in parts of the home where moisture is present, like the bathroom and the kitchen. However, mold can be found anywhere where there is moisture.

Where Does Mold Come From?

Mold grows because of excess moisture in the home, which can be caused by many things. Some of the most common causes of mold growth include:

  • Plumbing
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How to Light Any Room in the HouseUpgrading the lighting in a home may be a simple way to dramatically improve its appearance and use. Although not every light fixture works for every room, different lighting choices may help illuminate the space ideally, whether it's for yourself or if you're staging to sell.

General Lighting Tips

Homeowners who find themselves frustrated with the lighting in a particular room should try different ways to solve the problem. People who tend to rely exclusively on one kind of lighting (e.g. overhead lights) will discover that this brash, overly bright approach only works some of the time. A combination of lighting options in each room will help to balance the lighting needs from day to night. The best lighting arrangement for a particular room

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Buy with a Small Down PaymentThe down payment is the first—and potentially biggest—financial investment towards buying a home. With a standard down payment of 20 percent being common, many individuals are left interested in purchasing a home but not able to set aside such a large amount of money as a down payment. It can be expensive to buy a home between initial down payments and closing costs; does that mean that those who can only afford to make a small down payment must delay their purchase?

20 percent down payments may be the norm, but they are not the only option. Homeowners with strong enough credit may be able to pay as low as 3–5 percent down towards their home and pay PMI until they reach the 20 percent threshold. Others might utilize no-down-payment loan

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