January 2017

Found 3 blog entries for January 2017.

Lender Paperwork and Disclosures Although the idea of regulating the ways lenders can provide mortgages to home buyers is nothing new, the housing crisis stepped it up considerably. In recent years, there have been several mortgage regulations passed by federal and state governments, designed to protect borrowers.

Here are a few of them, and how they affect your mortgage and Playa Del Rey home search.

To understand what mortgage terms will work best for your specific situation, consult with your lender or financial advisor.

What is Mortgage Regulation?

When you apply for a mortgage, you may see it as a process that involves just your lender and you, the borrower. The truth is that there are many government regulations and agencies that are also involved in the

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Home Value and Capital Gains The phrase "capital gains tax" has the power to create fear in the heart of many homeowners, especially those with plans to sell in the near future.

If you are planning to sell your home soon and already worrying about your capital gains liability, the information in this article can help you understand the meaning of the law, and help you determine how, or if, the capital gains tax will affect you with the sale of your home.

What is the Capital Gains Tax?

As the Internal Revenue Service (IRS) explains, nearly everything owned or used for personal or business use is considered a capital asset, including your home and even your furniture and other personal possessions. Capital gains taxes are calculated by computing the difference of the

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Fully Furnished Home By now you've surely heard that staging your home before putting it on the market will help you sell your house faster and for a better price, since seeing a furnished property helps buyers imagine living there. But would buyers also be interested in keeping all that furniture and some of the decorative touches for themselves?

As it turns out, yes – there is a market for selling fully furnished homes, and there are buyers out there who are looking for 100 percent turnkey properties that they can slide into without even hiring a moving van. This type of sale is becoming more common in some areas, though it's still far from the norm in most areas of the country.

When Should You Sell a Fully Furnished House?

For certain sellers, getting rid

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