Our South Bay Community Blog

Indoor Air Quality Help for Homeowners: Tips to Breathe EasierIndoor air quality can influence your health and happiness while at home. Poor indoor air quality can exacerbate allergies, lead to respiratory infection, and may even lead to problems like chronic illnesses. There are many things you can do to measure, test and improve your indoor air quality. Here's what you need to know.

What Contributes to Poor Air Quality?

Many factors come into play when it comes to air quality. Everything from the HVAC system to the type of paint you use on your walls can affect what's in the air and how easy it is to breathe.

Moisture

Moisture contributes to the development of mold and mildew, which can have serious health effects. Sometimes mold is visible on paint and in carpeting, but other times, mold is hidden

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A Short Real Estate Terminology DictionaryUnderstanding real estate terminology may not make a home buyer as knowledgeable as a real estate agent, but it can help a buyer understand more about everything from their finances to the market. The process of buying a home is imprecise, and varies from block to block and week to week. This list doesn't cover all terms that a buyer may hear, but it's still a good cheat sheet to have on hand.

Amortization Formula

This formula refers to the total amount the buyer will pay for their loan (as opposed to the total cost of the home). So if a buyer uses their loan to help pay for closing costs, the amount they tack onto the cost of the home will be calculated (plus interest). Homeowners with adjustable interest rates can still use the amortization

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5 Things to Know About Real Estate ClosingClosing on a real estate purchase may seem like one simple aspect of the larger process of home buying. However, closing usually requires several steps that may take weeks to complete. Buyers need to understand each part of closing and the general timelines in which they should expect to finish each one. They also need to know the primary actors involved in the closing process. With this information, buyers will know what to expect from the closing process, and what they must do to reach the end.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

1. Financing

For many people, mortgage financing and the mortgage approval process are the biggest hurdles to

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5 Common Types of Real Estate on the Market TodayBefore buying a home, it's essential to take into consideration the various housing types that are available today. From traditional single-family homes to more non-conventional tiny houses, here are five modern styles of real estate popular with buyers currently in the market.

1. Single-Family Homes

These are the most common home style in most cities, the suburbs and rural areas. Constructed on land portioned as a ‘lot,' single-family homes are freestanding and do not share any common walls. Often, there is a garage that is detached or attached to the structure. The pros are that these homes can offer greater space and privacy and owners often have the freedom to do whatever they want with their home if they are not governed by deed or HOA

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Own a Fireplace? Safety, Maintenance Tips You Need to KnowThere's nothing more cozy than lighting a fire in the fireplace on a winter night. And even in sunny California, where winters are mild or even nonexistent, many homes have a fireplace - even if they are rarely used. However, fireplaces can be dangerous if they're not properly maintained and used safely. Here's what you need to know to keep your fireplace in good condition.

Never Leave a Fire Burning Unattended

Fires should never burn unattended. Homeowners with gas fireplaces need to only turn off their fireplace before leaving the room. However, homeowners with wood-burning fireplaces must wait for their fire to burn low: they cannot put out the fire with water.

For this reason, it's important for Manhattan Beach homeowners with a

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How to Set the Right Price for Your HomeWhen it comes to selling a home, there are multiple factors a seller must keep in mind. It may seem as easy as looking up the price of the home that sold last week down the block, but sellers really shouldn't fall into this simplistic trap. Keep these warnings in mind to avoid making a major mistake.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Anchors Matter

The price of the home sets an anchor in people's minds, regardless of whether a person goes too high or too low. And while this term is often used to describe consumer goods, it applies to any item for sale. A person may only be so willing to raise their bid when it comes to a home that's

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cash offer for a homeWhen a homeowner is listing a home, they may be anticipating multiple offers. This can help to drive up the final price offered on a home. While many potential buyers will be financing their purchase through a lender, there may be a couple offering to pay for the home in cash.

Cash offers may be an attractive option for a seller. However, those homeowners selling their home for the first time or who may not have dealt with buyers paying in cash may want to learn more about a cash offer and how it may alter the home buying process.

A Cash Offer or Financing

A cash offer is not an option for every buyer. An all-cash offer enables the potential buyer to forgo dealing with a lender's approval process as a mortgage loan is not necessary. A buyer

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4 Countertops Materials You Should Know AboutWhen improving a home, replacing the countertops in kitchens in bathrooms is one of the most popular projects that homeowners invest in. When people think of replacing countertops, they usually automatically think of marble and granite, and while these options can both be great materials for counters, they aren’t the only options out there. Here are some of the other materials for counters that homeowners don’t often think about when choosing their new countertop.

1. Laminate Countertops

Natural stone like marble and granite can be expensive, so many homeowners who are trying to save money or stick to a budget will opt for a material like laminate that’s more cost-effective. While laminate doesn’t feel like more expensive materials, it can be

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How to Clean and Maintain Your GuttersThe home's gutters are more than just an ornament on the side of the home. They help prevent flooding, protect the foundation, and can even keep the soil healthy. But after a while, they can start to crumble under the weight of all that water, foliage, or ice. Water damage does more than just ruin a home's resale value, it can potentially cause deadly mold to form on the property. Here are a few tips for homeowners to keep their gutters functioning like new.

Inexpensive and Effective

Unless the gutters are in terrible shape, homeowners can use gutter sealants as a quick fix. Small holes or disconnected joints can be patched together with this strong epoxy that can be purchased for under $10. If the problem is larger, homeowners can consider metal

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What Sellers Should Know Before Choosing Seller FinancingSometimes, the best buyer needs financing but does not have the ability to secure a mortgage. In these cases, the seller might choose to personally finance the transaction. Since this represents some risk to the seller, there are many things they must do before they agree to the transaction. Solid preparation and some extra work may make a big difference. This guide helps sellers know the most important aspects of a seller-financed home sale, and how they can avoid problems throughout the process.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What Is Seller Financing?

Seller financing is quite similar to the standard home selling process, with the

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